Today I received a call from my mortgage broker that I've known for about 8 years. We used her when we bought this house.
Anyways, we're not chummy, or even best friends. We say "Hi" if we see each other in town, etc.
With the passing of my DH, the kids and I were thinking of moving, so I called her and my real estate agent (the one who sold us this house) to see what the market was like and what I would have to do to the house to sell it. I was just feeling the market and kicking around ideas.. which they both knew.
After all the comps were in and taking alot of other things into consideration, I decided that right now isn't the time to sell.

Well today I get a call from my mortgage broker. She says she just calling to "chit chat" and see how we're doing. Asks about me, the kids, talked about me staying put for awhile, etc..
Then she says "I have something to ask you and don't know how to ask other than to just come out with it". I said ok hesitantly..then she says "I'm wanting to know if you could let me borrow $2800 and I'll pay you back or I could take out a loan and you could co-sign for me, but I'd pay the payments" She didn't tell me what the money was for, other than it was "really important" that she get this money. Oooh and she's not working either..

Of course I'm not going to give her any money or co-sign, but still.. How can people be so gusty or insensative to the fact that I didn't win the lottery, I lost my husband who made sure that he provided for the kids and I??? I just don't get it..

That has to be the most bizarre thing I have ever heard! I think I would have responded with laughter, or something like "You can't POSSIBLY be serious".....

Boy that took brass "balls" sorry for your loss.

Goodness sakes... how rude. Good for you .... I would not touch that with a 10 foot pole... as my Mom would say. Sounds like trouble for sure.

Perhaps is was her personal desperation talking. Maybe there is no one out there for her. It is not your responsibility to personally help her, but maybe she thinks you might be able to help to show her other solutions. You have been through a lot and perhaps she sees great strength in you.

I can understand why the unethical woman isn't working! If she had an employer I would inform them of the call.

I'm very sorry for the loss of your husband.

My guess would be that she thinks a grieving widow with life Ins money is a easy mark. Good for you for being smart and wise. Sorry for your loss, it is hard to believe some one could be so heartless and insensitive at this time.

OMG!... I'm at a loss for words. I can't believe someone would have the nerve! I would be tempted to report her to the mortgage brokers board!...
I am very SORRY for your loss, prayers and blessings to you and your family!...

Bizarre is right!! If this person has a boss I think I'd be calling them & let them know what happened!
I am sorry for your loss. I am glad you and your kids have been provided for.

Sounds like she's quite desperate, enough so to realize she has nothing to lose by asking.

I agree, I wouldn't loan her the money (unless you felt you could afford the risk of never seeing it again and she tells you exactly what it's for - of course, if you co-signed a loan for her, you'd probably learn what it's for). But I wouldn't take offense at her asking, since she probably isn't trying to be an opportunist.

I'd be shocked, too, though.

They think there is some sense of relationship...
you are right in not loaning or co-signing...

Wow...that is horrible..I would call her former employer...and possibly the police. You never know what else she may be thinking of doing.

I wouldn't co-sign for any of the kids let alone a stranger. If worse came to worse I'd have to pay. No way

She is a vulture!!! I am sorry such an inconsiderate human being dared approach you at such a difficult time in your life. Hugs.

Kat

??? She would have thought I reached through the phone because my words would have slapped her hard enough to rattle her stupid brain. People like her just take up good air! How horrible to be someone like that.

WOW, i would have been totally speechless!

Wow!!!!!!!!!!!!!!

I think that that is someone just wanting to take advantage of you...you are smart not to fall into her trap....sorry for your lost and do take care of yourself and family!!!

I'm very sorry for your loss. And this woman must either be very desperate or very insensitive, or both. I am glad you didn't do it!
Anymart

I certainly hope you class her as your ex mortgage broker now! Shocking what a hide!! :shock:

ditto...only did it once for each of my boys to get them started....small amounts. I would never ever do it for anyone besides my children and that is only once for each.

You really, really need to report her...how many other clients has she contacted and ripped off...Please, please report her to her previous employer and to the police.

Ditto, Im shocked too!!

First of all, I am very sorry for your loss. But to think that someone would try to take advantage of you in this way is just unthinkable. When I was growing up, I was always told to never lend what you cannot afford to give away. I think I would stay away from her in the future.

Boy what an insensitive person. I would make sure that she is not your mortgage broker if you should ever decide to sell your home. Hard telling what kind of a deal you would be getting ((into her pocket)) and not yours.

so sorry you lost your DH. She must have thought you would be a perfect patsy. and maybe that is why she doesn't have a job? got fired for trying it on other folks maybe? How crass of her. God keep you.

I think you have the right idea, but wrong execution. Her "former" employer can't do a thing with her. She is no longer employed by them, so they have no power. Same goes for the police - no crime has been committed, so the police will not get involved. Worst case scenario is that this is unethical, so the OP's only recourse (should she decide to take action) is to contact any board that issues any licenses that a mortgage broker is required to have.

Please do not do it and do not have contact with her. Be very clear to her you do not want her to contact you. This is just wrong.

You know, there are people who will do that because they figure a widow/widower has likely received a large amount of cash from life insurance. They take advantage of other people.

After my fil died, my mil was approached by someone who said her husband had been kind enough to lend him money every once in awhile, and could she do the same? She turned him down flat.

I would report her as well. Sorry for your loss.

My jaw dropped....LOL....how stupid is she??? But you know what??? She will find some fool to do that for her and she will run faster tha O.J. Simpson in the car commercial he was in!

Watch "Judge Judy", you will see how wise your decision was to say no. That was really bad, I would report her to her Company's owner, I wonder how many she has done that to -- and not paid it back.

I'm so sorry for you and the kids loss. I'm glad your not going to move anytime soon, that might be a lil much on top of what you have just lost. You shouldn't rush to make to any big changes in your family just now.

The nerve of that hide. My Grandpa always said there are 2 kinds of women Hides and Ladies. And he said I had better be a lady. Hugs to you and yours in your time of grief. Donna

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I wouldn't take another call from her EVER. I so agree about informing her employer IF she had one. Talk about GALL.

Geezzz Louise...

sounds like a scam to me report her to the mortgage brokers board

sounds like she figures you got a good insurance settlement and she wants 'her share'...
I'm sure you'd never see the money again...
glad you realize it's a no win situation...

Delete her number and change yours.

Only one thing I can think of that would make any person this desperate and gutty (old timers' word) enough to do this: She must be on drugs (illegal ones).

I would have been shocked too. What was she thinking.

Wow...I'm shocked that anyone would even do that!

I'm so glad you didn't loan her the money. If she has no job how on earth could she pay you back ? I would change my phone number and have it unlisted, and get a caller I.D. and take no more calls from her. Avoid her if at all possible.
So sorry for your loss, try to avoid the those kind of people.