Ted Storm thumb thimble problem
 

I want to buy a Ted Storm t/t and found a site, I think in the Netherlands, have been in contact with someone from that site, I think. Anyway, when I asked if I could purchase one but paying with a personal check....telling person I would gladly wait til that check cleared their bank before they shipped product I was informed NO-to costly.......will only accept PayPal. I do not have a PayPal account and truthfully don't think I want one....I do not do much buying on net and when I do my personal cc is accepted......now, a shadow of doubt is creeping into my brain....is this outfit legit? how could a personal check be to costly for them? Maybe someone here can explain this to me and cause me to rethink this whole situation. There seems to be no other source of this particular t/t. Thanks

The bank fees for them to cash your check in the Netherlands will probably be for more than the cost of the product you are buying.

I think Paypal has an option now to do a one-time payment with your credit card versus setting up an account.

Cheers, K

The nice thing about setting up a PP account is that you can link it to your cc rather than a bank account. Since there is no minimum useage requirement, you can set up the account and use it as frequently or infrequently as you wish. I find it is convenient to have a PP account, as I no longer have to drag the cc out every time I make a purchase.

I have a secondary checking account that I keep open with only $5 in it. When I want to purchase something, I transfer only that amount of money into that account. It's linked to my PayPal account, so I can either pay via PayPal or debit with little risk.

I too prefer Paypal. The fewer times I give out my cc number the better.

Yes it will cost them more than the product to deal with a check.

does their site offer paying by Pay Pal? if so, you don't need a personal Pay Pal account. you click pay by Pay Pal and then input your credit card info. good luck.

PayPal is a great protection for the both the seller and buyer.

As a seller they don't have to be afraid that a check would bounce (I know you wouldn't both others might), they don't have to pay the fee to cash an international check, and they wouldn't have to pay the fee if the check did bounce.

As a buyer, you know that your personal information is protected (the seller just gets a message "Mrs Jones paid you $25", not details Mrs Jones used Visa account number 4...). Also, if the sale doesn't go as planned (such as the product not showing up) you get your money back.

You can read all about it at the PayPal site. It really is a win, win situation.

I have had a PayPal account for years, buying and selling on eBay and for other uses. A very convenient method of managing money on the internet. Never an issue. Have transferred money to daughter and didn't have to leave my recliner. I find it safe and useful and have periods when I don't use it for months but no charge is issued unlike a bank has monthly fees.

I think it's a very normal thing.
Here in the netherlands we even don't have checks anymore.
And also it's not so common to have a creditcard, more and more people are getting them but there's a strong controle over them and we can't get them as easy as in the USA for instance.
I notice that in america some people have 10 or 12 creditcards, here they look at how much money you earn to decide wether you get a creditcard or not....
For us it's not possible to buy something in america and pay with our daily bankingcard, so if we don't have a creditcard we have to use paypal.
That's why paypal is getting much more used here.
So don't worry about having to pay with paypal, it's common here.Hopefully you understand what I want to tell you in my broken english........

PayPal is by far the safest way to purchase anything from anyone. :)

@ post #4: Peckish, that is a great idea. I am so confused as to all this payment stuff works, I just don't bother. This might make it a little easier to feel comfortable doing it in the future. Thanks
peace

Over here in UK they are trying to stop personel checks. My own account has had no check book for about 6 years it was one of the first to stop them . Our post office has also changed it s method as well. Banks also do not write checks for you as they once did. If this is the case it is the charge to present to bank including the drive getting to an open bank to cash it in .

I have never used Pay Pal, but I do know that Ted Storm's thumb thimble is legit. I considered purchasing either this one or Thimblelady's, but wanted to try it out before I spent $80 - $100 on a thimble. So, instead I bought a T. J. Lane thimble at Jinny Beyer's Studio and love it.

I have had trouble with security on PayPal and had 7,000 dollars charged to my credit card that I hadn't done. Although Paypal was able to stop payment and they were able to fix my credit, I am still leery about using it with a credit card. Having said that I just used Paypal after a year of not purchasing anything on line but I now will buy a prepaid credit card to purchase items.

i do like peckish--this is safer

I totally agree. I've had an account for about 7 years. I feel a bit uneasy when someone wants my CC #

I do the same thing.

Maybe everyone else loves pay pal but not me. My cred card # got hacked from their site what a horrible mess. Someone was shipping smart phones to Russia and charging them to me. My husband will not let me have a pay pal account since then and I don't blame him. Also, it was practically impossible trying to find a phone # for pay pal to straighten this out.

You don't have to set up a paypal account. You can do a one-time deal. I did and it was fine. I was looking for the Wacky Spider web template from MSQC and no shop around here had it at the time. So I did a onetime pay-pal. It has to be something I really want or need for me to buy anything online.

Love PayPal. Was afraid to try it but my son kept telling me it was the best way to go.
Did try it and just love it. Makes buying so much easier. Give it a try think you will like it.