We pay 1200 a yr for house insurance, 1000 every 6 months for full coverage one 3 trucks and a Harley. My health insurance is covered by my tribe. My husband is self pay at the doctors office. The tribe won't allow spouses on the insurance any more due to a few greedy people. Who were married at the time then divorced but never canceled the insurance.

Glad you are able to get someone to look it over for you.

We recently had a terrible storm here....masses of hail damaged cars (thousands) and homes. We put in an insurance claim for damages caused when part of our neighbour's tree came crashing over the fence, tore up the front of the carport and damaged some equipment and building supplies. The insurers are completely overwhelmed by this freak event, you can't even get through via phone to keep track of the work orders and claims....I shudder to think of the premium rises at the end of the year.

We have Farmers Group Ins. on our 2 vehicles and our home. Never have a claim & have been with the Company for years & years. Our homeowners went up $600 this year. I think that is too much of a jump. Our Son also had ins. with this same Co. and his went up that much also. He bailed and took out ins. with Liberty Mutual and with their cars & home, it saved him $700 a year. So we are going to check into that Co. as well.

Find your Insurance Commissioner through your State Capitol's phone menu. You might have to go through the State's Attorney General's Office, and make a formal complaint. I agree with one of these ladies, that is BS. but someone might not try to find some answers. I would and did. A few years ago they just kept increasing (calling it cost of replacement increase) and I asked them to just stop upping it just because they thought since it is a small and older home that dummies lived in it. We'll see in July when it comes around again. STAND UP and SPEAK UP.....you's your livelihood and your country, too. Blessings, Ruth

(whewwwww, I got a bit hot!)

Sounds like something is up with the company. We just got our homeowners it stayed the same. We live in CA. it did not go up. You should go to your Insurance commisioner.

Five years ago ('05) State Farm increased ours from 1 thousand to over 5 thousand and there wasn't a Health Care bill. They used the excuse of Hurricane Andrew ('92). After limiting increases in FL, the companies are now meeting with the Commissioner to get 10% increases in 3 areas, and one could fall under any or all of the three areas. Someone told me that a percentage of premiums collected in a state, go tothe company's headquarters. They can then say that we need to increase premiums in your state to play claims because there's not enough money.

Oh my gosh! We get ours in December, I'm dreading it already. Guess I know what we will get each other this year.

Guess I'll be calling my insurance company (State Farm) and ask!!! That's an outrageous increase!

So far we've had very little increase in our homeowners insurance...quite reasonable in fact. Now our vehicle insurance is another story, but mainly that is because we still have the kids vehicles on our policy because it's cheaper in the long run doing it that way.

Wow, thats horrible! Mine went up a little too, does every year, but my car insurance went WAY up because I have a 16 yo boy driving now! I ont even want to know how much my Health insurance will be going up.....