I agree with you :D

I agree....just return it and say you cannot work on it. Some people are "givers" (you) and some people are "takers" (her). After you return the top to her, loose her phone number! I had a similar experience with a "friend" who used my talents too much. When she aproached me for another project, I said yes, I'll do that...and then quoted her an outrageous sum. Weird, she accepted! And, she paid me!
good luck.

Exactly!

At the very least I would return the quilt and say all the things wrong with it which need to be put right in order for it to be quilted properly. Tell her it will not quilt up like it is that way! Tell her your reputation as a quilter is at stake! Not only that, if I was in your place I would feel totally used, and I am sure that none of my friends would treat me that way in the first place! In the future I would decline any further collaboration quilt making sessions with her as I feel she has taken you for a ride.
Best of luck with everything
Gal

I totally agree with what Murphy said, and I would also let her know that the shop will then quilt it for her.

I wouldn't quilt it, she is taking advantage of you!

What if the shoe was on the other foot? I think this person would be hollering loud and clear about how nuts you would be for thinking she could fix your mess up. Tell her you tried to be nice and you tried to fix the many problems the quilt has but it's a no go for you. Hand her the quilt and say nothing else. I would be glad to have her be out of my life for good. Being confrontational when necessary is cleansing, try it.

I too agree. You already put too much of your time and your stash in the quilt. If she wants the 400 bucks than she needs to finish it on her own. Give her the name of the LQS staff and number and kindly bow out.

I agree, run to return it and say you are unable to quilt it. Rather cheeky to have you do what you have done and then sell the quilt. Tell her you didn't expect to quilt it as well and there are many who can do that. Get out from under this situation anyway you can.

I agree with everyone else. Return the quilt with comments on what needs to be done to correct the flaws before it can even be quilted. Give her the name of a professional quilter who can then do the quilting. I suspect she will not be happy with the results in any case, since the quilt is a bit "handicapped". Good luck!

I have been in situations like this. Not quilting per se, but more or less being taken advantage of with sewing, cooking, finances, work, etc. etc. It starts when we agree to help out, then get more involved than we thought we would, or want to. Next thing you know, it costs us money, time, and tension. If you have a great friendship, when you take it back to her and explain that the long arm quilter cannot take on an incomplete project, and you do not have the sources to finish it yourself, then the friendship stands. If she gets irritated and there are words exchanged that do not sit well with you, for whatever reason, then the friendship may need some mending. I would work with her on it, but I would never take on this alone. You have already been very generous. You both deserve honesty and integrity. The new quilt owner deserves nothing less than what she should be expecting for the money she is paying. How much of the $400 is she sharing with you?