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Tink's Mom 12-11-2009 07:48 AM


Originally Posted by amma
I have a set budget that I stick to most of the time, if I do go over it is not by much...unless I go shopping with sharon b ***hanging my head down....she is SUCH a bad influence*** :shock: :roll: :roll: LMBO

Maybe it was a good thing that I had to stay home that weekend....but then again you got lots of good 'stuff'...

Tiffany 12-11-2009 10:53 AM


Originally Posted by Rose Hall

Originally Posted by MadQuilter

Originally Posted by 3incollege
WE used the Dave Ramsey plan also,we payed off everything and we are debt free.

Who datt?

Dave Ramsey is a financial guy who has TV and radio shows. He helps people manage their money by stressing a budget and getting out of debt. I heard about him through my church, but he is not affliated with any religious group or denomination, nor are his shows religious. Its all about people and their money. For some reason his website (www.daveramsey.com) is not working right now for me (at work!) maybe it is the firewall. If you Google Dave Ramsey it will come up. I highly recommend his program!
Rose Hall

Here is his web site - http://www.daveramsey.com/

BellaBoo 12-11-2009 11:35 AM

DH and I have no debts. I pay our utilities in advance and our other basic bills a year at a time. That saves money in the long run. A lot of money.

amma 12-11-2009 12:00 PM


Originally Posted by MadQuilter

Originally Posted by 3incollege
WE used the Dave Ramsey plan also,we payed off everything and we are debt free.

Who datt?

he is a financial planner...you can buy his books, classes, go to his website, and he has a radio program on the AM side.

amma 12-11-2009 12:02 PM


Originally Posted by Tink's Mom

Originally Posted by amma
I have a set budget that I stick to most of the time, if I do go over it is not by much...unless I go shopping with sharon b ***hanging my head down....she is SUCH a bad influence*** :shock: :roll: :roll: LMBO

Maybe it was a good thing that I had to stay home that weekend....but then again you got lots of good 'stuff'...

LMBO....I haven't seen sharon on here yet.... I wonder if I need to hide....and hide well??? Think she is stalking me?:shock: :lol: :lol: :evil: :twisted: :twisted: :lol: :lol:

amma 12-11-2009 12:06 PM


Originally Posted by bysue
how do we meet Sharon B???? ;)

Well...I got a hold of her, tink's mom, sewjoyce and a number of others here and we posted a meet for when I would be in Louisville, Ky visiting my son..... We are hoping the next time we will have a larger group... I will post further in advance and I think we will pick another location to meet :D:D:D

But I hear that she is up to shopping anytime :D:D:D AND is she GOOD!!! :wink: :mrgreen: :mrgreen: :mrgreen:

sharon b 12-11-2009 12:49 PM

Hey I represent ... oooppsss I mean resent that.... by the way Amma has your arm healed yet from all the twisting :wink: LOL
I am not a bad influence...Not so... Nope , not me :roll:
well maybe just a little :oops: But you have to admit they were good sales :lol:

thread 12-11-2009 01:44 PM

I make quilts for people and I do other projects. When I get paid then if I NEED something or if I find a clearence sale then I will buy the product.

amma 12-11-2009 01:58 PM


Originally Posted by sharon b
Hey I represent ... oooppsss I mean resent that.... by the way Amma has your arm healed yet from all the twisting :wink: LOL
I am not a bad influence...Not so... Nope , not me :roll:
well maybe just a little :oops: But you have to admit they were good sales :lol:

Okay....maybe I did do a little enabl...I mean encouraging :mrgreen: :mrgreen: :mrgreen:

sharon b 12-11-2009 02:00 PM

LOL I buy, and then I buy more .. no budget, no self control, no more room :wink:

GailG 12-11-2009 03:05 PM


Originally Posted by sharon b
LOL I buy, and then I buy more .. no budget, no self control, no more room :wink:

At least you're HONEST!

:wink:

henryparrish76 12-11-2009 03:28 PM

If I get this job I interviewed for I will most definitely be on a budget. I am not going to be spend crazy like I was. The last 9 months has taught me a lesson.

Tiffany 12-11-2009 07:45 PM


Originally Posted by henryparrish76
If I get this job I interviewed for I will most definitely be on a budget. I am not going to be spend crazy like I was. The last 9 months has taught me a lesson.

Yeah, but you sure made some fun and pretty things! :wink:

ProLongarmARTQUILTER 12-11-2009 09:28 PM

:wink: I've got it made I get all the Fabric stuff I want and DH goes with me most of the time ,he's OK with it all as long as we go Home before Midnight we shop late at sc wal- Fabrics but go to other places and I order from Places, I Love it and Him!!!

Kyiav10 12-11-2009 10:23 PM

I don't have a quilting budget. We have cut back significantly in buying stuff that we don't need at this moment. I will go and buy needles, batting or thread if I need it but stay out of the store otherwise b/c I don't want to be tempted. I don't have much of a stash but am trying to work with what I have and when I have the projects done that I am working on I will consider buying for a specific project.

Kyia

henryparrish76 12-11-2009 11:23 PM


Originally Posted by Tiffany

Originally Posted by henryparrish76
If I get this job I interviewed for I will most definitely be on a budget. I am not going to be spend crazy like I was. The last 9 months has taught me a lesson.

Yeah, but you sure made some fun and pretty things! :wink:

Awww thanks! :)

mumtoliam 12-12-2009 12:11 AM

I dont have a budget and have been enjoying the $A and US$ exchange rates at present! Next year I am not buying anything unless the project is made with 95% of what's in my stash already!

Maksi 12-12-2009 02:07 AM

First I didn't have a spending budget and every time I spend some money and it wasn't for my children or DH I felt quilty about spending this money all for myself.

DH then says to me that I have to reserve some pocketmoney of my own. He doesn't really care how much I spend. So now I put myself on a budget about 20 Euro's each month. That's about 28 dollars.

bearisgray 12-12-2009 05:25 AM

How much (on average) does a yard of fabric cost there? (In Euros?)

Specifically, cotton quilting type fabric? (I forgot for a moment that there are other kinds of fabric :?)

And if you know, also in USA dollars?

mumtoliam 12-12-2009 12:53 PM

I don't know about euros but A$28 is a metre of fabric (just over a yard) and I can buy a yard for US$8 at online fabric stores paying about A$10.

Oklahoma Suzie 12-12-2009 01:05 PM

I don't have a budget, but I have been real good this year about not buying fabric for myself. I have a home business, and I buy fabric for that.

bearisgray 12-12-2009 01:05 PM


Originally Posted by mumtoliam
I don't know about euros but A$28 is a metre of fabric (just over a yard) and I can buy a yard for US$8 at online fabric stores paying about A$10.

And we bellyache when the price is around US$10 for a yard

Maksi 12-12-2009 01:32 PM

In the Netherlands we pay about 12 to 21 euro's for cotton quiltingfabs. Thats about 17 to 32 dollars per metre. A yard is 1.09 metre. But most of the time I save my pocketmoney and buy only when there is sale or I go to the market and buy cheap cotton fabrics there.

I do love the Dutch chintzes from "Den Haan en Wagemaker" so much but unfortunailly I can't afford them. Chintzes have prizes from about 28 euro's!
Look over here, they have amazing fabrics!
http://www.dutchquilts.net/shop/home.php

en then look at Dutch chintzes, aren't they marvelous?!

http://www.dutchquilts.net/shop/prod...8&cat=1&page=1

deranged_damsel 12-12-2009 06:03 PM

my buget is... whatever I save from grocery money! spare time spent looking for coupons! its amazing how many everyday things I really dont need :) any large quilting/sewing purchase I tell my dh about beforehand. he dosent mind when he knows its a thought out purchase and not a whim spend :)

AnnaK 12-12-2009 10:25 PM

Rose Hall,

For some reason my husband's budget goes a longer way than mine too! I think it's the lunches out with friends that are getting spendy. He usually has money left at the end of the month, where i usually am waiting anxiously for the new month's allowance. I like being on a budget tho, it makes me more mindful of the things I do buy and how blessed I am to be able to have the things I do have. Also makes me mindful of sharing those blessings with those who are not as fortunate. Thanks for all these notes on this topic. Lots to think about.

Quilt Mom 12-14-2009 12:20 PM


Originally Posted by Rose Hall

Originally Posted by kapatt
My husband and I work together on the household budget. (We are using Dave Ramsey's system of getting out of debt.)

We have been married for 28 years. We use to fight over money but we don't now. Each of us get the same amount and each of us can spend it without explaining to the other one how it was spent. (We both trust each other that the money is not going to be used in the wrong way...like for drugs or for a gambling addiction.)

My husband and I are using the Dave Ramsey plan too!!! It is so freeing not to argue over money!!

Rose

I agree! We are working with the same plan. It is freeing not to argue over where the money goes - whether for fabric or fishing tackle!

thequilteddove 12-14-2009 01:57 PM

Between hubby's smoke'n & golfing, my fabric expenditures aren't so bad *giggles*

Shemjo 12-15-2009 07:44 AM

Just saw this and I have to say that I could sew for a loooong time on my stash! And this Christmas, all the gifts are from the stash. But I don't charge anything, and I am going to go to my LQS this afternoon! My budget varies, but I am retired, read that limited budget, and single, so I must behave myself!


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