When your only parent is hospitalized and passes on and they have life insurance. Can the bills be wrote off or are you to pay them off with the insurance money? I mean I know that you can or should pay them. But if someone is the only benificiary are they obligated to be pay if the bills are in your parents name?

Tricky question, I'd go to a lawyer, if you don't want to do that sometimes the funeral home is a good source of information.

My first guess is that they would have to be paid with any estate proceeds first...

If there are no funds from the estate.. I dont believe the next of kin is responsible for them.

That is a good question. I do not know.

I would guess the same, but I would also guess that states differ in their laws regarding this. Best bet would be to ck. w/a lawyer to make sure later down the road it might come back to you.

I believe insurance bypasses the estate. The hospital could collect against any proceeds of the estate. You are not responsible for the bills beyond that, legally.

My dad's will states that the bills would be paid first. Do you have a will? Do you have a lawyer? You may have to probate the will. A lot depends on the state you live in.

If you are the benificiary of the Life Insurance, I don't think you would be liable for any bills that do not get paid from the Estate proceeds. If your father was the benificiary, than I think it's a different story. I think you could get this answer by asking a Life Insurance company.

If you are the benificiary of the Life Insurance, I don't think you would be liable for any bills that do not get paid from the Estate proceeds. If your father was the benificiary, than I think it's a different story. I think you could get this answer by asking a Life Insurance company.

We live in WI, so each place is different. My Father in law passed away and was broke.
He had MANY charge cards that were like $5000 most charges from late fees when he got sick.
They waved the entire cards, they were unsecured loans. We did sell his car and paid his bank off.
we sold all his belongings to pay for his funeral, the dryer sold last and the $250 placed the marker on his grave.
Not much fun, but check in your state.