By no means replace it, she needs to learn a lesson and as much as it hurts you, if you hide it under the rug so to speak, she will not realize what being responsible is. I would call the places myself,Maride is right, you as the adult will know exactly what to say. She needs to learn a lesson, not be tortured by it. And I agree with memawthomas, tell DH privately and then have your daughter tell him herself. I learned the hard way that you cannot fight all their battles for them or they will never make it in the real world.