Dear husband retired Mar 03 (34 yrs with company). I retired Mar 05 (35 yrs with same company). Way too little time with him. He passed away... 62 yrs old... Apr 2008. So I say to everyone.... get rid of your bills and retire as early as possible. You can live on a lot less than you think. Life is too short to take it for granted. Live each day to it's fullest. Tell your family and friends often how much you love them. God Bless everyone of you.