One thing my LQS does is always have a rack of $5 fabric...the owner understands that not everyone can afford the $10 fabric all the time. And, it is not bad fabric...just a little lesser quality. She also always has a couple racks of clearance fabrics generally over 50% off (sometimes marked $2-4) and there is always something on it that I can find. One probably would not find enough coordinating fabrics on it for a quilt top, but there are often bolts that are fabrics I have used and wished I had made pillow shams, or something from...so I am able to do that cheaply. She also has good sales every couple of months.