An update: I called her this morning, asked how she was doing and told her I missed her at the "local quilt show".
Also asked about the quilt and how it turned out. She said it is still not finished yet, but hopefully soon. She apologized for not getting back to me sooner. She has used part of the fabric, will pay me for what she's used when finished and will return what she doesn't use. I told her just to make sure she has enough to get it all done. I do think it will turn out okay in the end. Some of us move slower than others I guess, and sometimes life gets in the way of our projects.
Just wanted to let all of you know the outcome. Thanks much for all of your input. It is appreciated.