If something happened to my DH, I'd stay right where I'm at. I can't stand living in the city or being around neighbors. I like people, I just don't want them living next to me. I'm not a real "sociable" person, so I don't mind being by myself all the time, besides I have animals to keep me company.
The important things are that both of you know your financial "stuff" and how to get to it. Know your life insurance policies if you have them, have your living wills made and the power of attorney health care and know where they are and make sure that they follow your wishes.
Sally 1612-why do you think that just because you don't speak Spanish, that you can't find friends? Remember, to have friends, you have to be a friend.