Thanks for your information. We have all paperwork and know where it is. Have told son same info. I guess it is just fear of have we covered everything. Since we both are 70+ years old some things go "thoughts" in your head. If you know what I mean. Can always learn from others experience. This all started because a friend in Tn has been told she has liver cancer.Not a drinker,never been. They are to tell here this week IF anything can give her hope. Then my other friend lost her husband also in Tn and made mistakes, I think, by signing everything over to her children.She is afraid of becomming ill and having to be put into a nurseing home. Guess this is what most people think about sometimes. Again thanks for all your replies and advice.
Have many friends in Tn, Hohenwald area. :)