I heard an appraiser state the following reasons to put an appraisal and cleaning directions in a little pocket sewn on the quilt:
1. Non-quilters do not know the cost of all the materials used (fabric, thread, pattern, batting, etc) before it is sewn, then adding your time and machine use to it.
2. It should be insured because if something should happen to it (burnt in a fire, lost in a tornado, etc.), the insurance company would say, "Here's $30--go buy a quilt at Wal-Mart"-----Chinese made with poor quality fabric and big "hand stitching"----it's a blanket, right?
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