ainoko, I like the suggestion of a small pocket sewn on the quilt to put cleaning instructions and an appraisal for insurance purposes. I never would have thought of that.
The time, effort and love put into making a quilt is where the real value is for me. I have just finished a 1st anniversary quilt for my son and DIL and hope they will both cherish it because of those reasons. I want them to use it, but hope they don't abuse it. Alas, once it is theirs, they own it and may do with it what they will.