Wow - the rudeness of people never ceases to amaze me. I'd tell her (if given the opportunity) that you'd be happy to do the baby quilt for $200 (make it high!)....the price of which is necessary as you have invested so much money in your equipment, it takes so much of your valuable time, AND fabric is expensive. When she reacts accordingly, I'd then say 'if you want one badly enough you can make it yourself - that's how I started out'.