if your internet is via cable, your speed will depend on how many other cable users are online. yesterday was a "heavy use" day, because of the new iPhone release today, etc. middle of the night is often faster because there are many fewer users online. same with one site being slow (like the QB). if there is a lot of "traffic" on a site, it will either slow it down, or crash the site, if there are enough hits on it. if your computer is the "slow" offender, use reliable help in getting it "cleaned". please don't buy into the offers that come randomly online, that tell you that there is malware on your computer, or that you have "xxxx viruses" detected. use a good program. if you suspect a virus, go to "symantec.com", and you can find answers there. otherwise, find a savvy repair person to do a clean-up on the hard drive. sometimes, it's as simple as cookies. good luck. i'd go a little bananas without my computer...