I love everyone's thoughts and ideas! Now I have several great ideas to ponder before I jump in to making this quilt. I agree, that the warm and natural may be too flat looking.. however, if you have ever attempted to tuck in sheets, blankets and quilt at the head of an RV bed you will realize there isn't room for even a toothpick to be tucked in...LOL so may warm and natural would be best in that instance. LOVE the idea of fleece or flannel as backing!! I know wool is perfect for warmth but I am allergic to it, so that won't work but a great idea!! Thank you sew much everyone!