It's nice to think about making money with quilting on a frame, but remember the learning curve for these things is pretty steep. However, with practice and determination, you'll have a lot of fun and make some lovely quilts. You may want to check out some of the Yahoo groups that deal with the Jewel and frame quilting too. Lots of info there. And good for you saving up and not financing. I just bought a Pinnacle and have a Janome 1600p to drive on it. I love the setup. I will also be saving for a larger 18 inch machine, maybe the Jewel, maybe a Tin Lizzie...don't know yet:) Good things come to those who wait they say:)