Rff1010, no exemption needed now that we're finally in December! Officially our moratorium is from Jan 1 to Black Friday, so you're good. In these Covid times, local economies need cash influx. Good for you & the store!
as for a 2021 Moratorium, I plan to start a new one near New Year's Eve. Having a fabric moratorium on the board seems to be a tradition. Plus I've seen new people join, so I think it's a good idea to continue.