Quick, guess what your stash is worth
01-02-2015, 07:29 AM
#31
Super Member
Join Date: Jun 2010
Location: The Deep South near Cajun Country, USA
Posts: 5,433
I had to do a quick guestimate for a new Homeowners insurance policy and my husband was standing there. OMG I guessed about $30,000. I have a very large stash, with 80 quit kits, and about 1/4 of those were $300 to $400 per kit. the rest all cost between $100 to 300 and about half have extra yardage.
I probably undervalued the entire value, Brother emb machine, Baby Brother sewing, Singer Treadle x2, Singer vintage, Nolting long arm, several full bolts of batting, at least 5 to 600 embroidery cones, Bali pops galore, and who knows what else? Yep, I undervalued. Just my Julie Niemeyer, Jenny Haskins, and Jacquelyn de Jonge patterns are worth at least $3,000. And that doesn't count the other other 200 books and patterns. Yep, definitely undervalued.
I probably undervalued the entire value, Brother emb machine, Baby Brother sewing, Singer Treadle x2, Singer vintage, Nolting long arm, several full bolts of batting, at least 5 to 600 embroidery cones, Bali pops galore, and who knows what else? Yep, I undervalued. Just my Julie Niemeyer, Jenny Haskins, and Jacquelyn de Jonge patterns are worth at least $3,000. And that doesn't count the other other 200 books and patterns. Yep, definitely undervalued.
01-02-2015, 07:38 AM
#33
Power Poster
Join Date: Mar 2013
Location: Corpus Christi, Tx.
Posts: 16,105
Last year I got a daily planner from a company. I stapled most of my receipts. Oh my. I had some gift cards and cash given for gifts but still. Thought I was budgeting pretty good. I was wrong.
01-02-2015, 07:56 AM
#34
Power Poster
Join Date: May 2008
Location: MN
Posts: 24,645
The original poster was talking about how much the insured value ( replacement cost) should be - not garage/ yard sale value.
01-02-2015, 07:59 AM
#35
Super Member
Join Date: May 2011
Location: SW Washington USA
Posts: 4,499
Replacement cost and current value are way different things. Not all homeowners are insured for replacement value.
Just look at all the posts over the last few years. "40 yards for five dollars" "two dollars a pound" etc.
A stash is a crypt for gone money
Just look at all the posts over the last few years. "40 yards for five dollars" "two dollars a pound" etc.
A stash is a crypt for gone money
Last edited by KalamaQuilts; 01-02-2015 at 08:04 AM.
01-02-2015, 08:04 AM
#36
Senior Member
Join Date: Mar 2014
Posts: 462
To me, my stash is worth a million bucks because I will never find most of the fabrics in it ever again! 
That won't fly with the insurance company, that's only my perception of its value. Personally, I've been thinking it would be a good idea to have the finished quilts in our home appraised and attaching a rider to my insurance policy for them.
That won't fly with the insurance company, that's only my perception of its value. Personally, I've been thinking it would be a good idea to have the finished quilts in our home appraised and attaching a rider to my insurance policy for them.
01-02-2015, 08:42 AM
#37
Super Member
Join Date: Feb 2012
Location: Phoenix, AZ
Posts: 2,876
Remember, this is replacement value. Remember all those bargains you scrimped and saved for. FULL RETAIL VALUE!! Not cuddle value, not resale value. Be ruthless, if you had to go and buy new, full price, what is it worth in today's prices.
Last edited by AZ Jane; 01-02-2015 at 08:44 AM.
01-02-2015, 09:23 AM
#40
Junior Member
Join Date: Aug 2011
Location: Fayetteville, PA, USA
Posts: 278
Do not forget to add thread, rulers, cutters, zipper, sewing / embroidery machine, cutting machines, digitizing software laptop etc. mine was a chunk 3 years ago!! The insurance carrier died when he was looking at it - didn't realize the prices etc lol
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