Stolen checks?
#1
Super Member
Thread Starter
Join Date: Mar 2008
Location: Pacific NW
Posts: 4,394
What are you supposed to do if you have checks stolen. We think one was solen from our mailbox. It's a $20 check and costs $30 to have it cancelled, but they are probably after our account information more than anything else. We're going to close that account and open a new one this morning. Any other cautions?
Thanks! I know this forum is a wealth of all kinds of information!
Thanks! I know this forum is a wealth of all kinds of information!
#2
Super Member
Join Date: Aug 2009
Location: The middle of an IL cornfield
Posts: 7,014
What a pain. I'm sorry this happened to you.
It used to be important to make sure the bank didn't start your check numbers over because some places wouldn't accept low number checks because it looked like a new account. In this electronic age, that may not be so important.
It used to be important to make sure the bank didn't start your check numbers over because some places wouldn't accept low number checks because it looked like a new account. In this electronic age, that may not be so important.
#4
Closing the account is the best thing. If they try to cash the check, they're busted! I'm pretty sure they will be photographed. If they try to access your acct the acct will be closed.
Scary what people can do to you these days.
Scary what people can do to you these days.
#5
Sorry this happened, but you are doing the right thing. Hope you get the account closed before anyone tries to cash the missing check.
This is why I don't mail personal checks anymore. If I can't pay the bill via internet, I use my local banks Bill Pay to pay a bill or send money. This way you always have proof of payment & no more check got lost or stolen in the mail issues. My credit card company also notifies me of any charges to my account over a certain amount.
This is why I don't mail personal checks anymore. If I can't pay the bill via internet, I use my local banks Bill Pay to pay a bill or send money. This way you always have proof of payment & no more check got lost or stolen in the mail issues. My credit card company also notifies me of any charges to my account over a certain amount.
#6
Super Member
Join Date: May 2009
Location: Merced, CA
Posts: 4,188
This is why I don't mail personal checks anymore. If I can't pay the bill via internet, I use my local banks Bill Pay to pay a bill or send money. This way you always have proof of payment & no more check got lost or stolen in the mail issues. My credit card company also notifies me of any charges to my account over a certain amount.[/quote]
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I do use personal checks, but NEVER leave them in the door. I take them to the post office and put them in the mail box there. Also, you absolutely MUST be careful not to just stick them in the slot with a mass of other letters there (WHAT were they THINKING???) where I or anyone else could simply grab a handful of letters and take them with me. We have about 5 mail boxes behind the post office and I choose one of the further ones. The first two are usually full to overflowing!!!!!
As for home delivery, we have a slot in the door, that really does help a lot. And for packages, I have a cheapie ($40 per year) mail box at the main post office. Things put on the porch open to the road have a tendency to follow others home.
For ordering things online, I always pay by Money Order, never
personal checks.
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I do use personal checks, but NEVER leave them in the door. I take them to the post office and put them in the mail box there. Also, you absolutely MUST be careful not to just stick them in the slot with a mass of other letters there (WHAT were they THINKING???) where I or anyone else could simply grab a handful of letters and take them with me. We have about 5 mail boxes behind the post office and I choose one of the further ones. The first two are usually full to overflowing!!!!!
As for home delivery, we have a slot in the door, that really does help a lot. And for packages, I have a cheapie ($40 per year) mail box at the main post office. Things put on the porch open to the road have a tendency to follow others home.
For ordering things online, I always pay by Money Order, never
personal checks.
#9
Originally Posted by Chasing Hawk
I solved this problem ages ago.........
I just don't pay my bills.
I just don't pay my bills.
#10
Sounds like your right on track.Was it a box of checks? You might want to report the ck #'s and file a report with your local police station,even if you are closing the account. That way you have a record of it, you may not be the only one in your area and they may have more tips on how to handle the situation. Wishing you a speedy resolution :thumbup:
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03-22-2012 06:17 AM