I would tell her that after 2 years you've learned a lot and "This is a twin size quilt and I do not feel comfortable with quilting this size on my home machine", then give her the name of a long arm quilter in your area. She (he) can let her know if it's not quiltable, and she will also get an idea of the real cost of quilting.

I would give it back to her and tell her you are not able to do it and why. Risk is loosing her friendship, but she doesn't sound like much of a friend anyway. Also, if anything goes wrong or if it's not up to expectations of the buyer she may lay it on you.

Return it and say you are not comfortable with it. She can take it somewhere else and have it quilted. I returned one for that reason. It's best to be honest and up front. If she is so shallow as to toss you as a friend, I doubt you will lose much.

I agree completely because it doesn't sound like you can ever win at this.

Completely agree with Franie!

oh my

I would return it to her and explain that it is now 2 years later and you just can't quilt it for her. I wouldn't go into any lengthy discussion about it, but that you simply do not have the time.

Give her the name(s) of a LA quilter(s). I think you have done enough for her...90% from your stash, and cut for her!!!

If she wants/wanted to learn to make a quilt....tell her quilting is part of the process, give her the name of the place that rents time on the longarm and let her finish it herself.

Are you out of your mind? You put 90% of the fabric in, did the cutting, you have to BUY the backing and batting and pay for the quilting and SHE'S going to get the $400????

Seriously???

I agree with Murphy, give it back to your "friend" and tell her what needs to be done before it can be quilted. It's her problem not yours, and don't let yourself be bullied into doing it for her. She's using you, in my opinion.