Its a beatiful quilt . I would have a hard time charging grandma anything . Maybe "borrow" it to her with the undertanding that later it be returned to you . And then you would have great memories and a wonderful memento for your husband from his Grandma. Something he would always be able remember Grandma by. That is priceless. Just my 2 cents

Do you LIKE/LOVE husband's grandmother?

Has she been nice to you and your husband?

Did she OFFER to pay you?

Cost of materials is definitely fair - when it comes to relatives, it gets sticky.

She probably doesn't even have an idea of how much things are costing now-a-days.

Maybe talk it over with her?

Yep...I would make it a "freebie" for Gran, or if she really is insistent on giving you something a token "trade" of some sort. Lovely quilt, I am sure whatever you decide she will love it.

I feel as everyone else, if it
s your Husbands grandmother I say no charge, for thats family..
Thats what I would do if it was me anyways..

Beautiful quilt and I know you spent a lot of time on just making the top. Hard decision to be made, but you'll know what's right and fair when the time comes.
Good luck.

Is this something she wants for herself or is it something that she wants to buy for a gift for someone?

She did offer to pay, "Just let me know how much you want."

I have talked to someone who says their aunt used to make quilts, and charged everyone alike. Even family.

So, that's where the dilemma lies...

Hubby said, materials + some for time. Maybe not x3, but maybe x2. They also know hubby's losing his job soon... so maybe it's their way of "trading" or "gifting". I'm not sure, though.

Me I would give as a gift.

I think it's okay to charge Grandma - especially if she offered to pay first - but I do think you need to talk to her about how much stuff costs now - I know I said this before - because she might be still thinking fabric costs $1.00 a yard - - - I don't know either of you, so - - -

I think a lot depends on the financial circumstances of you and Grandma.
If Grandma is quite well off, and you are hurting, this may be her way of getting something she would like for herself and helping you out, too.

I agree with all of you, gift if you can, nominal charge if she really insists. That is a beautiful top, Happy quilting.... :-)