new option to fight credit card fraud
#1
Super Member
Thread Starter
Join Date: Apr 2016
Location: Blue Ridge Mountians
Posts: 7,076
new option to fight credit card fraud
I keep a check list of all the "auto-deduct" companies I have agreements with. I'm getting pretty good & fast at updating them when a fraudulent charge occurs. But lately, I have added an auto alert option with my credit card company. Choosing this option, the bank sends me an e-mail every time my card is used.... even the "temporary" approval category. Now, I often catch the fraudulent usage before the bank does, and I call them! This has helped me a lot. I am so happy to have found this option. Maybe it will help you too.
#3
Super Member
Join Date: Dec 2009
Location: Somewhere in Time
Posts: 2,697
Once my credit card company called me about a charge they declined in New Mexico (I lived in Kentucky) for a glass of orange juice at a hotel. Apparently, the location sent up a red flag. I immediately cancelled the card and ordered a new one from my bank.
#4
Super Member
Join Date: May 2017
Location: Sunny Florida
Posts: 4,422
You can set alerts with your CC and bank cards for all transactions deposits included. I get them via text right on my phone. There is also a card that allows you to shut down the card and turn on as needed. My cards also text/email when payments are made to account.
#5
I have all the alerts set up on my cards. Recently I got an alert about two nearly simultaneous charges for several thousand dollars from - get this - a circuit court in Illinois! (I live in California.) I contacted my credit card company and they immediately closed the account and sent me a new card overnight. Who would be dumb enough to use a stolen credit card number to pay a circuit court? I still don't know how they got my credit card number, though I suspect it may have been through the EquiFax hack. At any rate, I was glad that I spotted the fraud within minutes of its occurrence.
#6
Senior Member
Join Date: Jun 2010
Location: Halls Cross Roads, TN
Posts: 987
Discover Card has a thing where it alerts you if your social has been used anywhere. It does work because I made a return to a new credit card, the 1st time it was used after initial purchase and they sent me an email about it. I was impressed.
#7
Senior Member
Join Date: Sep 2011
Location: Winston-Salem, North Carolina
Posts: 939
I keep a check list of all the "auto-deduct" companies I have agreements with. I'm getting pretty good & fast at updating them when a fraudulent charge occurs. But lately, I have added an auto alert option with my credit card company. Choosing this option, the bank sends me an e-mail every time my card is used.... even the "temporary" approval category. Now, I often catch the fraudulent usage before the bank does, and I call them! This has helped me a lot. I am so happy to have found this option. Maybe it will help you too.
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