I retired in 1993 and have not missed it one bit. I worked as a nurse for 37 yrs and left do to allergy to latex of all things. My DH retired two years later as he hated his job. We were not old enough for SS at that time but things have worked out for the best. I sew and quilt every day, have a great group of ladies to quilt with and enjoy our ever growing family. Kids and grandkids are all grown up and we are starting on great grands. LOL