When I was working and making pretty good money, it was nothing for me to go to a LQS or Jo-Anns, Hancocks and drop $100. When hours got cut, the first thing in the budget to get cut was groceries, I needed to lose a lil weight anyways, but started to hit more yard sales and hit the thrift shops more. Now Im not working, and found that I can make at least (at least) 10-12 quilt tops with what I have on hand. when people use to ask me what I was doing with all that fabric, I replied that it was my retirement savings, so I had something to do.So I guess I have been dipping into my retirement savings (lol). I never realized I had over 350 spools of thread, a spool here, one in the teapot, some in the sock drawer.... So I have made 3 quilt tops this spring with out buying, using whats on hand. Its amazing what you can do when you put your mind to it! $20, you did an awesome job!