I posted on another topic that I was collecting for retirement and was only half kidding... my husband can retire in four years, but I am 11.5 years younger than him and don't REALLY want to work much longer after he retires - mainly so we can spend time together. We have planned carefully for retirement and will have enough money to be ok financially when he, as the main breadwinner, is done. HOWEVER, I will still need to be able to sew - thus the need for a way to get material. I will probably work some years after he retires just because I can and it will help our retirement account also...but I still will be buying things for future sewing/quilting. My oldest is just 18 and the youngest is 11 so it will be awhile before grandchildren come along and I will need to be able to make quilts for each of them after all!! :lol: