I designed and made a 50th anniversay quilt for my folks. It only went on their bed when company came or when Mom wanted to show it off. Daddy was an afternoon napper, and she was afraid he'd ruin it. I once said, he could just fold it back, but that didn't seem to help. The other reason - 'It's too warm for Arizona.' Well, just take it off at night. I think the REAL reason she didn't use the quilt was that she was a child of the Depression - and I understood that.
So, we use it in the same house when we're there in the winter. AZ winter nights are NOT too warm for a quilt! Sometimes I have to use my electric blanket, too. And I know mom did. It was just like when we found all the unused new pillowcases, sheets, embroidered dresser scarves (does anyone remember them?), etc in Grandma's dresser when she passed away. I found the same items in Mom's dresser.