bad here also, My son and his wife spilting up mainly because the money is so tight. My hours have been cut back and my husband was lay off 3 years ago. Now he is on SS. All in all we are bless. We are able to pay the house note and eat. My heart goes out to the one who lost there homes. My son soon maybe in that boat. At 40 he does not want to come home to mom and dad. :-(