I personally love Paypal. I use a prepaid Visa Debit card and Paypal to make ALL my online purchases. They offer great protection from fraud and scams. If for some reason you are unsatisfied with your purchase or heaven forbid don't recieve something you pay for, they will help you resolve the issues. Also, the people you are buying from never see your credit/debit/checking account info. I don't pay any fees when I use it this way either.