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Thread: PayPal

  1. #1
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    Okay, what is it? If you don't have paypal, you can't buy stuff in the classifieds? Obviously, I don't have paypal!!

  2. #2
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    No, you are not a 'regular'. I understand you must be listed as a regular, which has to do with having 20 or more comments per two week period, I believe! Please correct me if I am wrong, someone.

    Sorry, that's to sell. Not everyone uses paypal, but a lot of people prefer it.

  3. #3
    Senior Member momymom's Avatar
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    Not everyone asks for paypal. It's just a faster and safer way to transfer money. It does involve fees though. It also protects the buyer and seller from bounced checks. Since you don't have paypal, you can always PM the seller, and ask if she will take a check or money order.

  4. #4
    Super Member ptquilts's Avatar
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    the fees are always paid by the seller. No cost for you to send money thru PP.
    If you don't want them to have your bank account info, they have a new way you can put in cash.

    My SIL is like this, "I don't want anyone to have my bank account info..."
    Well every person or business that you pay with a check has ALL your bank account info. It is right on your check.

  5. #5
    Super Member donnajean's Avatar
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    Paypal is a method of paying for something. Most sellers on e-bay collect their money thru Paypal. It's a protection for both seller & buyer. You can create an account with Paypal & use it to send money to pay for something you are purchasing or to send as a gift to family member, etc.

    Paypal verify's who you are by depositing 2 small $ amounts into a checking account that you attach to your Paypal account & then you must log on & tell them how much the deposits were. You can use a credit card to make a Paypal payment, but they then charge you a 2.9%, plus $.30 transaction fee for each payment you make.

    Quote Originally Posted by jbud2
    Okay, what is it? If you don't have paypal, you can't buy stuff in the classifieds? Obviously, I don't have paypal!!

  6. #6
    Super Member Quiltforme's Avatar
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    You can get a free paypal account just for purchasess. I only use mine for ebay and this site. You can alwasy get a visa gift card one that allows you to monitor it online. paypal sends a confirmation code once you enter the visa number for payment to confirm that the account is valid. I like it.

  7. #7
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    You dont need a paypal account to buy, only to sell.

    Seller can email you an invoice via paypal and you can pay using a credit or debit card, just like using your cr or db card at a store.

  8. #8
    Super Member donnajean's Avatar
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    There are no Paypal fees if you use their "Personal" & "Gift" options when making a payment from your attached checking account or money already in your Paypal account. There is a fee if you use a credit card.

    Quote Originally Posted by momymom
    Not everyone asks for paypal. It's just a faster and safer way to transfer money. It does involve fees though. It also protects the buyer and seller from bounced checks. Since you don't have paypal, you can always PM the seller, and ask if she will take a check or money order.

  9. #9
    Super Member FancyFoot's Avatar
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    I got my Paypal account many years ago. I opened a separate checking account just for Paypal. Keeping a minimal amount in the account , just incase anything would happen (like getting hacked) I won't be out alot of bucks.

  10. #10
    Super Member Candace's Avatar
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    You can buy anything you want in the classifieds. It's up to the seller what form of payment they want or prefer. With all the fraud and suspect postings on the internet, paypal continues to be the safest form of transaction for both the buyer and seller.

  11. #11
    Super Member Quiltforme's Avatar
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    Fees if you accept payments not if use paypal for purchases.

  12. #12
    Super Member ptquilts's Avatar
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    Quote Originally Posted by FancyFoot
    I got my Paypal account many years ago. I opened a separate checking account just for Paypal. Keeping a minimal amount in the account , just incase anything would happen (like getting hacked) I won't be out alot of bucks.
    Even if you keep very little money in your PP-linked account, if they think you owe them money, they WILL go after you and send it to a collection agency.

  13. #13
    Cheriefaye2008's Avatar
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    I personally love Paypal. I use a prepaid Visa Debit card and Paypal to make ALL my online purchases. They offer great protection from fraud and scams. If for some reason you are unsatisfied with your purchase or heaven forbid don't recieve something you pay for, they will help you resolve the issues. Also, the people you are buying from never see your credit/debit/checking account info. I don't pay any fees when I use it this way either.

  14. #14
    Power Poster nativetexan's Avatar
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    i don't use it anymore. i kept getting fake emails asking me to update my account by clicking a link in the email and putting in my password!!! never again.

  15. #15
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    Quote Originally Posted by nativetexan
    i don't use it anymore. i kept getting fake emails asking me to update my account by clicking a link in the email and putting in my password!!! never again.
    If one gets a suspicious e-mail, forward it to: [email protected]

    I fell for one once - it looked very "authentic" -

    As far as I know, one can buy or donate from the moment one signs up.

    Many sellers and buyers prefer to use PayPal - almost immediate transfer of funds is one of the main reasons - but it is not an absolute necessity in all cases.

  16. #16
    Super Member MaryStoaks's Avatar
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    Quote Originally Posted by FancyFoot
    I got my Paypal account many years ago. I opened a separate checking account just for Paypal. Keeping a minimal amount in the account , just incase anything would happen (like getting hacked) I won't be out alot of bucks.
    I do this too. :thumbup:

  17. #17
    Super Member sewmuchmore's Avatar
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    I used Paypal and love it. When I sell I do take Paypal but I also take USPS money order. I few have sent money in the mail. The best thing is to PM the seller and ask if they take Check or money order.

  18. #18
    Senior Member thelondonzoo's Avatar
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    I don't ask for Paypal exclusively. I'll take money orders. :)

  19. #19
    Super Member Moonpi's Avatar
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    For the first time since 1991, I am having trouble with PayPal. They believe someone tried to hack my account, and pretty much shut me out with two purchases pending :( pooh!

  20. #20
    Super Member Gramof6's Avatar
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    I have used PayPal for years & never had any problems. I prefer it rather than use a Credit Card & give that info out on the net.

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