What an interesting thread this has been to read and I would like to commend everyone for being so thoughtful and kind in their responses. It really does boil down to preference doesn't it? I like some areas to be heavily quilted if you want a quilted motif to stand out (like trapunto). I think it looks beautiful but truth be told I don't have a quilt like that because I didn't know how to do it and never had a pieced quilt pattern that seemed to call for that. But I do love to gawk at them! And I am currently working on one that I am doing a pretty small pebbling in the border to make a motif pop. I am liking the look of it. The inside of the quilt is more loosely quilted. Guess I won't know how much I like the drape of it until I get it off the rack.
When it comes to warmth, I have a down comfortor on my bed with a quilt on top :wink: