We got a recorded message from the fraud dept. at our bank regarding unauthorized purchases on our credit card. I thought the message was weird so I got my credit card out and called the customer service number on the card. They put me into the fraud dept. and I found out the call was legit. Someone tried to purchase thousands of dollars of fishing gear on our card but they could not give the correct billing address so it was declined. Had to cancel the card just two days before we were to leave on vacation. They could not get us the new card in time so we had to use our ATM card. I just had to make sure I transferred enough money for us to use. It was a pain in the neck but we were able to go on vacation feeling everything was taken care of. Please call your bank and verify everything that was told to you on the phone. It will be worth the peace of mind.