Good gracious - I have finally found something in the US that is way dearer than here! I was under the impression that almost everything in the US was cheaper, but obviously not with insurance.
I only paid €300 for my car insurance in November, for Fully Comprehensive, with full no claims bonus. My car is a small family sized one, with not many frills. My house insurance was €450 for a property valued at €200,000. (includes contents).