Also check out AAA. We were with State Farm for 40 years for home, auto, etc. Now living in Florida, State Farm announced they were planning to get out of home insurance in Florida because "they weren't paid enough." Although they have changed their minds, we saw the writing on the wall for the future and started looking around. We live in a community where you buy your home on a 99-year-lease and pay a maintenance fee that includes insurance on the outside. State Farm considers this a condo so doesn't provide full-home coverage. With AAA we now have full-home coverage, auto insurance, and other coverage for the same price we paid State Farm and AAA isn't planning to leave if a hurricane hits.