I had Liberty Mutual for car insurance. Then my DH moved to the USA and they were going to hike my rates for him to over $5000 a year just for him because they said that even though he was a fully licenced driver in the UK he would be classed as an "unmarried, never had a licence 17 year old male" when in fact he IS married, and HAS had a licence for over 10 years. We now have Progressive, and for 2 cars in NJ pay $1200.
Home insurance is a different company. 4 BR, 3 BR house with inground pool - $700 a year. Can't beat that.