Thank you ladies for all your suggestions. My original plan was to put the on-point strip around three sides with a wider strip of the peachy sashing fabric, probably 5" wide like the charms used on the top as a bottom border. I really like my quilts to drop to the bottom of the mattress. This is the first rectangle quilt for me, I usually make square, they seem to be easier. LOL, for me anyway! I'm not really liking the pillow tuck idea, don't really know why, probably just not used to seeing it in a while. It would take care of needing pillow shams though.
Terryl, no offense taken, I asked for a critique of the quilt and appreciate all suggestions. I'm new at quilting, two years this month and still finding my way. Quilting is just like anything else, it always looks simple until you get into it, lots to learn.