I'm sure that the mom didn't think when she spoke. Panels are so tough to work with, and they certainly ARE quilts. It's the same love that went into them as with something pieced in hundreds of pieces. All that matters is the LOVE that's in it.
And besides, children are so particular with their "babies" Trust me. I have a 2 year old, and I've learned so much about the "cesses" (princesses) that sometimes a panel is the ONLY way to go!