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Old 01-26-2011, 11:15 AM
  #9  
JulieR
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Join Date: May 2010
Location: Emmitsburg, MD
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Originally Posted by Shari1967
They apparently weren't to busy to take your money....
A lot of etailers are going to real-time credit card processing, which means your card is authorized at the moment you press submit and then processed during settlement for the day. It is a giant time saver for the etailer, potentially saves them money on declines for which orders are already in process, and CAN be more secure for you, depending on how their processing is handled. If they wait for ages to process the charge then you know your credit card number is just sitting there in their database for all and sundry to see. (It may still be, but many companies just don't do that anymore.)

On the other hand, a delay like that is not good business. Perhaps their technology and their processes are out of sync. Either way, I think you are well within your rights to ask for a reversal to your card.
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