You can always use the line that has always worked for me..." I'm not comfortable doing that". Plain and simple easy to understand--puts it back on her. Is she going to make you "uncomfortable? Although sometimes it doesn't matter what you say!! I had a lady that came to our group occasionally she found out I had a pattern that she wanted she went to the grocery store where I was shopping and asked me for it. And that's what I told her and she never approached me again. Why should you have to agonize over this?? Some friend. Pam