Ha, are you kidding? I'm so poor I don't need a budget !
I throw all the bills up in the air and which ever of them lands face up, I pay ----- If it adds up to too much--I pay the ones that are face down.
My money is tight, I live on Social Security. I hit garage sales on Saturday's, and the first thing I ask is if they have any sewing materials.
One time my son came home with 5 big black garbage bags and 2 boxes full of material all for $10.00. I kept what I wanted and sold the rest on Craig's list for $20.00 dollars. Lots of great pieces, 4 and 5 yards each. The grandmother passed away and the daughter didn't sew, so she sold everthing.
Syl