You did not ask a stupid question....when starting something new you want to know the degree of difficulty.
Quilting can be very simple or complex. Just depends on what you want to do. Give it a try and don't judge your work to harshly...everyone has to take that first step and after that it will get easier as time go on.
If you have questions about anything in the quilting world you don't understand, just ask the QB members and you will get bunches of tips and ideas to help.
Good luck!