In regard to the marriage issue. Please make sure you protect yourself by either getting married or having legal papers to protect you. I worked with a young lady what had a wonderful 10 year relationship with a great guy. They saw no reason to get married and in reality were just as committed as any married couple. They bought a house, but the loan was in his name. Both made the payments and together did many home improvements. He passed away unexpectedly at 36. No will. His dad stepped in and took the house. She lost the man she loved and her home in a matter of a few weeks. Protect yourself. A will would have made all the difference here.