Glad to hear you're learning to quilt. It's addicting, so be careful. :) Have you checked the local Craigslist listings for used Berninas? I would recommend you look for a used mechanical Bernina, or a simple computerized one. I recently bought a Bernina 1031, used, and I am AMAZED at how smooth and quiet it is. It's decorative stitches are limited, but my needs are pretty simple. Compared with computerized machines (I have a few of those too), it free motions like a dream. I really think it's worth looking for a good used Bernie, but that's just my opinion. Good luck. :)