Not sure where Coconut Creek is, but I've just returned from the Clearwater area where I was able to meet a fellow board member (not sure if she wants to be revealed so will leave that up to her ;) ). We are planning to retire to that area in about 4 years - for part of each year - the cold parts up here. I loved our visit but the thing that kept me awake last night was thinking about the driving down there. I am very independent up here and the driving just scares me in Florida.