Mary,
Your sound overwhelmed and discouraged, which just drains energy away. Are you at the stage where you are able to to give things or do you still need it? If you feel like you can donate it, you might consider making "beginner quilter/sewer baskets which could be used in variety of places (battered women's shelter, etc). Definitely a pay if forward opportunity. I would also be more than willing to help you with the bindings. Your quilts need to be finished so they can go out into the world and comfort people. If you are interested in my helping you finish your quilts, send me a PM and we can figure it out. It is good you know when enough is enough...the time for action is now. Patt