Since your dh's situation is quite new, maybe you ought to see how much it costs you to live, unless you are one of those super organized folks that already know (i'm not!).
We went out on a very short pension and used up most of our "free" money in 3 years, but then I got a disability pension and got back most of that money as payback for the 3 yrs I should have been getting the pension. Anyway, I'm frinding it more and more expensive right now.