I clump all my errans together so I can go into town just once every two weeks. Keep my tank fulled since gas prices change here just about everyday. I planted a graden and share with my neighbor, will be canning this fall. Decided to not buy any more fabric until next year only 6 months left until the new year (have plently to keep me and you busy.) Turn off lights, heat with wood. window fans vs air condition. Pay bills on line vs placing a stamps, Keep a tight budget no extras since I only work during winter and summer there is no pay. I keep office box's for each one of my family members and shop for christmas everytime I go out and see something on sale that I know they would like or need and place it in their box.