About your utilities. Don't know if your local utility company has a savings program like this but I was recently invited to participate in a utility savings program where I get lower rates when I use the most electricity, on the weekends and after 7:00 p.m. on weeknights. I work full-time so no one is home during the day Monday through Friday. I do my laundry, housework and work on the computer after 7:00 p.m. on weeknights and on the weekend.
I also try to make all my trips in the car count. I try to do all my weekend errands on Saturday and stay home on Sunday.
I keep my air conditioner on 80 degrees instead of 78.
I unplug my computer/printer/camera dock when I am not using it.
I don't have a dishwasher. I do have a High Efficiency front loading washing machine, and I only do full loads in it to get maximum efficiency.
I shop at Walmart for my health/beauty products, groceries and prescriptions.
I buy dollar greeting cards or make my own at home.
I pay 98% of my bills on line.
I have a free checking account at a locally owned bank.
I have a Sam's membership to take advantage of the low gas prices at their gas stations. I don't usually shop in the store because I only need enough of anything for one person.