I think some of our readers may have mentioned these: fluorescent light bulbs, wash only full loads, (only need to 2 loads per every 10 days), watch movies on Netflix, (verses going to a theater), eating at home is always cheaper, have energy efficeint A/C unit, energy efficient water heater/washer/dryer (they are maytag bravo), I saved along time for them, and clumping all my errands together. I strickly shop at thrift stores/yard sales for everything, except shoes. Once every 2 yrs, I will buy a new pair of pants; other than that all of the clothes I wear have re-cycled. I use the used coffee ground to help with plants and flowers. I almost always pull from my stash, plus ladies from our Quilt Guild will swap leftover fabric.